Financial Services

Run the world's most regulated finance on encrypted data.

From digital currency to cross-institution fraud analytics, tokenized securities, and payments, financial workloads demand the highest privacy. 4Chains powers them while raw data is never pooled or decrypted.

01CBDC & Digital Currency

Digital currency that's private and auditable at once.

The challenge

Digitizing currency forces a hard trade-off: transactions must stay private for users, yet remain auditable for regulators. Conventional designs sacrifice one for the other.

How 4Chains solves it

Process and verify transactions while they stay encrypted, so confidentiality and supervisory auditability hold at the same time, on the same rails.

Key benefits

Transaction confidentiality

Balances, amounts, and parties stay encrypted throughout settlement.

Regulatory auditability

Outcomes can be proven and supervised without exposing the underlying data.

Trust infrastructure

A verifiable foundation for digital-currency rails, built to be supervised.

In practice

In a digital-currency rollout, encrypted settlement preserves user privacy while keeping every transaction provable for oversight. Confidentiality and supervision on the same rails.

02Fraud & AML Analytics

Catch fraud across institutions, without pooling customer data.

The challenge

Fraud and AML detection is far more effective when data is combined across institutions and jurisdictions. But pooling raw customer data runs straight into regulatory and privacy limits.

How 4Chains solves it

Run shared detection across institutions while each party's data stays encrypted and in its own control. No raw data is ever pooled.

Key benefits

Real-time detection

Score and flag risk on encrypted data at production speed.

Cross-institution analytics

Combine signals across organizations without any party exposing its own customers.

Compliance without pooling

Meet privacy and residency rules while still collaborating on detection.

In practice

Multiple institutions run a shared fraud model. Each keeps its customer data encrypted and private, yet the model benefits from the combined signal, catching patterns no single institution could see alone.

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03Securities & Custody (STO)

Custody and settle tokenized assets, keys never exposed.

The challenge

Tokenized securities and digital-asset custody have to protect keys and trade data, while still letting assets move, settle, and be used. Exposed keys are the single largest risk.

How 4Chains solves it

Custody and settle on a No-Key architecture, with trades processed while encrypted. Assets stay usable; keys are never exposed to lose or steal.

Key benefits

Asset confidentiality

Holdings, amounts, and counterparties stay encrypted from start to finish.

Secure custody

A No-Key architecture removes the exposed-key failure mode at the core of custody risk.

Compliant settlement

Settlement and proof happen without revealing the underlying trade data.

In practice

For tokenized assets, encrypted custody lets them settle and be proven correct, without keys or trade details ever being exposed.

04Payment & Transaction Analytics

Analyze payments at the highest privacy bar.

The challenge

Payment data carries the highest privacy obligations of any dataset. But analytics has traditionally required it in the clear, creating exposure every time the business wants insight.

How 4Chains solves it

Run analytics directly on encrypted transaction data, so monitoring, risk, and insight never require plaintext.

Key benefits

Secure payment analytics

Dashboards and scoring run over encrypted transactions.

Regulatory compliance

Meet payment-data obligations by keeping data encrypted even in use.

Risk monitoring

Detect anomalies and risk continuously, without exposing transactions.

In practice

A payments team monitors transaction risk in real time. The dashboards and models run on encrypted data, so the team gets the insight without the raw transactions ever being exposed.

Deployment Fit

Built to run where encryption usually can’t.

Not an FHE that does everything. Just what a database actually needs, on air-gapped CPUs, today.

Standard CPUs only

No GPU or TPU cluster required. It drops straight into the air-gapped networks of banks, government, and electronics makers where GPU-based encryption can’t go.

No schema changes

Column types are preserved and no ALTER TABLE is needed. It applies instantly to existing Oracle, MSSQL, SAP HANA, PostgreSQL, and MySQL.

Real-time core DB ops

Comparison (WHERE) and aggregation (SUM) are the operations databases lean on most. They run on ciphertext in microseconds.

Can you use this in your company?

Bring a real workload. We'll show you AI and analytics running on it, without it ever being exposed.